Money

Everything in this category

• Review subscriptions you do not use

  Each subscription has been cancelled or deliberately retained.

  Time, cost and impact: not specified

• Enable available bank transaction notifications

  You have confirmed receipt of notifications for accounts you use.

  Time, cost and impact: not specified

• Set an affordable payday saving transfer

  A transfer instruction is set without leaving essential spending short.

  Time, cost and impact: not specified

• Start an emergency reserve

  You have a target based on essentials and have begun setting money aside.

  Time, cost and impact: not specified

• Find where your monthly money goes

  One month of expenses is grouped by category.

  Time, cost and impact: not specified

• Review existing insurance coverage

  Coverage, exclusions and provider contacts are summarized.

  Time, cost and impact: not specified

• Prepare for annual bills

  Annual bills and the amounts to prepare are listed.

  Time, cost and impact: not specified

• Review your mobile-banking transfer limit

  The limit matches your needs and is changed through official channels.

  Time, cost and impact: not specified

• Keep your insurer's claim contact details

  Policy numbers and the insurer's submission process are available.

  Time, cost and impact: not specified

• Calculate essential living costs

  Expenses that continue if income stops are separated.

  Time, cost and impact: not specified

• Calculate your net position

  Assets minus debts are calculated using the same date.

  Time, cost and impact: not specified

• Plan expenses for people relying on your income

  Supported costs and responsible people are identified.

  Time, cost and impact: not specified

• Check investment transaction costs

  Costs are calculated from provider information.

  Time, cost and impact: not specified

• Check bank-account fees

  You know the service costs of your accounts.

  Time, cost and impact: not specified

• Verify the recipient before transferring

  The name and account match the independently confirmed recipient.

  Time, cost and impact: not specified

• Check insurance beneficiaries

  Beneficiary information is current in the documents.

  Time, cost and impact: not specified

• Check a financial provider with the relevant Thai regulator

  The name and service type are found in the relevant official system.

  Time, cost and impact: not specified

• Check your workplace fund statement

  Contributions and membership details match supporting records.

  Time, cost and impact: not specified

• Check your bank statements

  You can explain transactions or have reported unusual entries to the bank.

  Time, cost and impact: not specified

• Set boundaries before guaranteeing a debt

  You understand the documented obligations before deciding.

  Time, cost and impact: not specified

• Name a savings goal

  The goal has an amount and a target period.

  Time, cost and impact: not specified

• Set debt payment reminders

  Due dates and payment channels are in your calendar.

  Time, cost and impact: not specified

• Contact a creditor before payments become unmanageable

  You know options offered through official channels.

  Time, cost and impact: not specified

• Review concentration in your investments

  You know the proportions linked to different assets.

  Time, cost and impact: not specified

• Update your budget after a life change

  The plan reflects new income and obligations.

  Time, cost and impact: not specified

• Plan for reduced income

  You have adjustable spending and a payment priority list.

  Time, cost and impact: not specified

• Review your credit-card limit

  You know what you can repay without exceeding your debt plan.

  Time, cost and impact: not specified

• Make next month's budget

  Planned spending and saving fit within available funds.

  Time, cost and impact: not specified

• List your assets

  Approximate values and related obligations are recorded.

  Time, cost and impact: not specified

• List debts and their interest rates

  Creditors, balances, rates and payment dates are recorded.

  Time, cost and impact: not specified

• Record money you have lent

  Amount, repayment date and mutually understood terms are recorded.

  Time, cost and impact: not specified

• Assess the investment risk you can accept

  Answers reflect your finances and when you need the money.

  Time, cost and impact: not specified

• Close an unused account when appropriate

  Obligations are checked and closure evidence is retained.

  Time, cost and impact: not specified

• Separate goal savings from daily spending

  Each goal's balance is visible.

  Time, cost and impact: not specified

• Total your net income sources

  You have a monthly amount actually available to spend.

  Time, cost and impact: not specified

• Begin a retirement saving plan you understand

  You have chosen an understood plan and started within your means.

  Time, cost and impact: not specified

• Choose a debt repayment priority

  You have a reasoned plan consistent with your contracts.

  Time, cost and impact: not specified

• Plan a large purchase

  You have a purchase window and a saving method before that date.

  Time, cost and impact: not specified

• Read a fund's information before investing

  You can summarize its policy, risks and fees.

  Time, cost and impact: not specified

• Read instalment terms before agreeing

  You know total cost, fees and consequences of late payment.

  Time, cost and impact: not specified